Last updated: July 30, 2026
JagSim is operated by JagInsights LLC. By accessing or using JagSim (the "Service"), you agree to these Terms of Service. If you do not agree, please do not use the Service.
JagSim is an educational paper-trading simulator that lets you practice trading on delayed market data. It involves no real money and no real securities, and JagInsights LLC is not a broker-dealer, exchange, or investment adviser. Leaderboard rankings are entirely virtual, have no cash value, cannot be redeemed for money, and may be adjusted, reset, or removed at any time.
Nothing on JagSim is financial, investment, tax, accounting, or legal advice, and nothing on the Service is a recommendation to buy, sell, or hold any security or other asset. Simulated results do not reflect real trading and are not a prediction of real-world outcomes. Always consult a licensed professional before making real financial decisions.
You must be at least 13 years old to create an account. By using JagSim, you represent that you meet this requirement and that the information you provide is accurate.
You are responsible for keeping your login credentials confidential and for all activity that occurs under your account. Provide accurate information, keep your account secure, and do not share, sell, transfer, or use your account to impersonate anyone. Notify us promptly of any unauthorized use. We may suspend or terminate accounts that violate these Terms.
When using JagSim, you agree not to:
Your virtual cash balance, simulated positions, and leaderboard standing exist only within the Service. They are not your property, have no monetary value, and cannot be transferred or exchanged outside the Service. We may adjust, reset, or remove virtual balances and standings at our discretion, without liability.
You are responsible for the content you provide, such as your username and profile details. By submitting content, you grant JagInsights LLC a non-exclusive, worldwide, royalty-free license to use, host, and display that content for the purpose of operating and promoting the Service. Do not submit content that is unlawful, infringing, or offensive.
The Service, including its content, software, code, design, logos, and trademarks, is owned by JagInsights LLC or its licensors and is protected by intellectual property laws. You may not copy, modify, distribute, sell, or create derivative works from any part of the Service without our prior written permission.
The Service may rely on third-party providers and may contain links to third-party websites or resources. We do not control and are not responsible for the content, policies, or practices of any third party, and your use of them is at your own risk and subject to their own terms.
Market data. Market data shown in the Service is provided by Tiingo and other data sources and is subject to their terms. It is licensed to JagInsights LLC for display within the Service for your personal, non-commercial use only. You may not copy, cache beyond normal use of the Service, redistribute, resell, publish, scrape, or otherwise provide the market data to any third party, and you may not use it to build or train a competing product or service.
The Service is provided "as is" and "as available," without warranties of any kind, whether express or implied, including any implied warranties of merchantability, fitness for a particular purpose, non-infringement, accuracy, or uninterrupted availability. Market data may be delayed, incomplete, or inaccurate, and we do not warrant that the Service will be error-free or continuously available.
To the maximum extent permitted by law, JagInsights LLC and its owners, employees, and partners will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss arising out of or relating to your use of (or inability to use) the Service, including any real-world decisions you make based on it. Our total liability for any claim will not exceed one hundred U.S. dollars ($100).
You agree to indemnify and hold harmless JagInsights LLC from any claims, damages, losses, or expenses (including reasonable legal fees) arising out of your use of the Service, your content, or your violation of these Terms.
You may stop using the Service and delete your account at any time. We may suspend or terminate your access at any time, with or without notice, if we believe you have violated these Terms or to protect the Service or other users. Provisions that by their nature should survive termination will survive.
We may update these Terms from time to time. If we make material changes, we will update the date at the top of this page. Your continued use of the Service after changes take effect means you accept the revised Terms.
You use JagSim voluntarily and at your own risk. JagSim is a practice environment, and any decision you make in the real world, including any decision to buy, sell, or hold a real security or other asset, is solely your own. No advisory, brokerage, fiduciary, or professional relationship is created between you and JagInsights LLC by your use of the Service, and no communication from the Service or its features (including any coaching, insights, screens, rankings, or educational prompts) is individualized advice. You assume all responsibility and risk for your use of the Service and for any real-world outcome.
We may offer features that are labeled or reasonably understood to be beta, preview, experimental, or early-access. These are provided "as is," may change or be withdrawn at any time, may contain errors, and are excluded from any service commitment. Any market data, pricing model output, greeks, or estimated values shown anywhere on the Service are illustrative and may be delayed, modeled, incomplete, or inaccurate; the recorded result of any simulated action is the Service's own computed value.
These Terms are governed by the laws of the Commonwealth of Virginia and applicable United States federal law, without regard to conflict-of-law rules. Subject to Section 18, any dispute not subject to arbitration will be resolved exclusively in the state or federal courts located in Virginia, and you consent to the personal jurisdiction of those courts.
Please read this section carefully. It affects your legal rights, including your right to file a lawsuit in court and to have a jury trial.
Except for the matters described below, you and JagInsights LLC agree that any dispute, claim, or controversy arising out of or relating to these Terms or the Service will be resolved by final and binding individual arbitration, rather than in court. The arbitration will be administered by a recognized arbitration provider under its consumer arbitration rules then in effect, and may take place in Virginia or, at your election, by phone, video, or written submissions. Judgment on the award may be entered in any court of competent jurisdiction.
Class action and jury waiver. You and JagInsights LLC agree that each may bring claims against the other only in an individual capacity, and not as a plaintiff or class member in any purported class, collective, consolidated, or representative proceeding. The arbitrator may not consolidate more than one person's claims. You and JagInsights LLC each waive any right to a jury trial.
Exceptions. Either party may (a) bring an individual claim in small-claims court if it qualifies, and (b) seek injunctive or equitable relief in court to protect intellectual property or stop unauthorized access to the Service.
Opt-out. You may opt out of this arbitration agreement within 30 days of first accepting these Terms by emailing [email protected] with your account email and a clear statement that you opt out of arbitration. Opting out does not affect any other part of these Terms.
We respect intellectual property rights. If you believe content on the Service infringes your copyright, send a notice with enough detail to identify the work and the material, your contact information, and a good-faith statement, to [email protected]. We may remove allegedly infringing material and may terminate repeat infringers.
You represent that you are not located in, and are not a national or resident of, any country or region subject to comprehensive U.S. sanctions, and that you are not on any U.S. government restricted-party list. You agree to use the Service only in compliance with all applicable export-control and sanctions laws.
If you send us ideas, suggestions, or feedback about the Service, you grant JagInsights LLC a perpetual, irrevocable, worldwide, royalty-free license to use it for any purpose without any obligation or compensation to you.
Some features (together, "JagSim Pro") require a paid subscription. If you subscribe, you agree to the price and billing interval shown to you at checkout. Subscriptions renew automatically at the end of each billing period until you cancel.
Payments. Payments are processed by our third-party payment processor, Stripe, Inc. By subscribing, you also agree to Stripe's terms. JagSim does not receive or store your full card details.
Cancellation. You may cancel at any time. Your Pro access continues until the end of the billing period you have already paid for, and it does not renew after that.
Free trials. If your subscription includes a free trial, we begin charging the subscription price when the trial ends unless you cancel before then. You can cancel during the trial and will not be charged.
Refunds. Except where required by law, payments are non-refundable, including for partial billing periods. If you believe you were charged in error, contact us and we will review it in good faith.
Price changes. We may change subscription prices in the future. If we do, we will give you notice, and any new price applies only to your next billing period after that notice.
Founder and other complimentary access is provided free of charge and may be subject to separate terms communicated to you.
Entire agreement. These Terms, together with the Privacy Policy, are the entire agreement between you and JagInsights LLC regarding the Service and supersede any prior agreements. Severability. If any provision is found unenforceable, the rest remains in effect, and the class-action waiver in Section 18 is not severable from the arbitration agreement, so if that waiver is unenforceable then Section 18 does not apply to the affected claim. No waiver. Our failure to enforce any provision is not a waiver of it. Assignment. You may not assign these Terms without our consent; we may assign them, including in connection with a merger, acquisition, or sale of assets. Force majeure. We are not liable for any delay or failure caused by events beyond our reasonable control. Electronic communications. You consent to receive communications from us electronically, and agreements delivered electronically satisfy any legal requirement that they be in writing. Headings. Section headings are for convenience only. Survival. Provisions that by their nature should survive termination will survive.
Questions about these Terms? Contact us at [email protected].