Last updated: November 6, 2026
JagSim is operated by JagInsights LLC. By creating an account or using JagSim (the "Service"), you agree to these Terms of Service. If you do not agree, please do not use the Service. Our Privacy Policy explains how we handle your information.
JagSim is an educational paper-trading simulator and research site that lets you practice trading on licensed market data. It involves no real money and no real securities, and JagInsights LLC is not a broker-dealer, exchange, or investment adviser.
Your virtual cash balance, simulated positions, and rankings exist only within the Service. They are not your property, have no cash value, and cannot be redeemed, transferred, or exchanged outside the Service. We may adjust, reset, or remove them at any time, without liability.
Nothing on JagSim is financial, investment, tax, accounting, or legal advice, and nothing on the Service is a recommendation to buy, sell, or hold any security or other asset. No feature of the Service (including any coaching, insights, screens, rankings, or educational prompts) is individualized advice, and no advisory, brokerage, fiduciary, or professional relationship is created between you and JagInsights LLC by your use of the Service.
Simulated results do not reflect real trading and are not a prediction of real-world outcomes. You use JagSim voluntarily and at your own risk. Any decision you make in the real world, including any decision to buy, sell, or hold a real security or other asset, is solely your own, and you assume all responsibility for it. Always consult a licensed professional before making real financial decisions.
You must be at least 13 years of age to create an account. By creating an account, you represent that you meet this requirement and that the information you provide is accurate. If we learn that an account belongs to a person under 13 years of age, we will delete it.
Members under 18. If you are under 18 years of age, you may purchase a paid plan only with the permission of your parent or legal guardian, who accepts these Terms on your behalf and is responsible for the payment. Your trader name and practice results become public once you trade (Section 5), and you may request their removal from public view at any time (Section 11 of the Privacy Policy).
You are responsible for keeping your sign-in details confidential and for all activity that occurs under your account. Do not share, sell, or transfer your account, or use it to impersonate anyone. Notify us promptly of any unauthorized use.
When using JagSim, you agree not to:
You are responsible for the content you provide, such as your trader name and profile details. By submitting content, you grant JagInsights LLC a non-exclusive, worldwide, royalty-free license to use, host, and display that content for the purpose of operating and promoting the Service. Do not submit content that is unlawful, infringing, or offensive.
Once you make a practice trade, your trader name and practice results are shown publicly on Rankings and on your trader profile, and to the members of leagues you join. What you hold is shown to other members only if you turn sharing on. Section 2 of the Privacy Policy describes exactly what is shown.
If you send us ideas, suggestions, or feedback about the Service, you grant JagInsights LLC a perpetual, irrevocable, worldwide, royalty-free license to use it for any purpose without any obligation or compensation to you.
The Service, including its content, software, code, design, logos, and trademarks, is owned by JagInsights LLC or its licensors and is protected by intellectual property laws. You may not copy, modify, distribute, sell, or create derivative works from any part of the Service without our prior written permission.
Market data. Market data shown in the Service is provided by third-party market-data providers and is subject to their terms. It is licensed to JagInsights LLC for display within the Service for your personal, non-commercial use only. You may not copy, cache beyond normal use of the Service, redistribute, resell, publish, scrape, or otherwise provide the market data to any third party, and you may not use it to build or train a competing product or service.
The Service may rely on third-party providers and may contain links to third-party websites or resources. We do not control and are not responsible for the content, policies, or practices of any third party, and your use of them is at your own risk and subject to their own terms.
Some features require a paid plan, JagSim Pro. Coach Jag is part of JagSim Pro, and the free plan keeps a set number of Coach Jag look-ups each day. The price and the billing period are shown to you before you pay, and you agree to them at checkout. A paid plan renews automatically at the end of each billing period, at the price shown, until you cancel.
Payments. Payments are processed by our payment processor, Stripe. By buying a plan, you also agree to Stripe's terms. You enter your card details on Stripe's own page, and they never pass through JagSim.
Cancellation. You may cancel at any time in Your plan & billing. Your access continues until the end of the billing period you have already paid for, and the plan does not renew after that.
Renewal reminder. If you have a yearly plan, we will send you an email between 15 and 45 days before it renews, stating the renewal date, the amount to be charged and how to cancel.
Refunds. Except where required by law, payments are non-refundable, including for partial billing periods. If you believe you were charged in error, contact us and we will review it in good faith.
Right of withdrawal (European Union and United Kingdom). If you are a consumer resident in the European Union or the United Kingdom, you may withdraw from a new paid plan within 14 days of purchase and receive a full refund of that payment. To exercise this right, use the withdrawal option in Your plan & billing or send an email to [email protected] stating that you withdraw. We will acknowledge your request by email, refund the payment to your original payment method through Stripe and end the plan.
Price changes. We may change plan prices in the future. If we do, we will notify you by email at least 7 days and no more than 30 days before the new price takes effect, stating the new price and how to cancel, and the new price will apply only from your next billing period following that notice.
Discounted or complimentary access is subject to the terms shown to you when it is offered.
The Service is provided "as is" and "as available," without warranties of any kind, whether express or implied, including any implied warranties of merchantability, fitness for a particular purpose, non-infringement, accuracy, or uninterrupted availability. Market data and estimated values are provided for practice and education and may at times be interrupted, estimated, incomplete, or inaccurate; the recorded result of any simulated action is the Service's own computed value. We do not warrant that the Service will be error-free or continuously available.
Features that are labeled or reasonably understood to be beta, preview, experimental, or early-access may change or be withdrawn at any time, may contain errors, and are excluded from any service commitment.
To the maximum extent permitted by law, JagInsights LLC and its owners, employees, and partners will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss arising out of or relating to your use of (or inability to use) the Service, including any real-world decisions you make based on it. Our total liability for any claim will not exceed one hundred U.S. dollars ($100).
Nothing in these Terms excludes or limits any liability that cannot be excluded or limited under applicable law, including liability for fraud, gross negligence or willful misconduct, or death or personal injury caused by negligence.
You agree to indemnify and hold harmless JagInsights LLC from any claims, damages, losses, or expenses (including reasonable legal fees) arising out of your use of the Service, your content, or your violation of these Terms.
You may stop using the Service at any time, and you may delete your account in Settings. If you have a paid plan, cancel it first; the account can be deleted when the plan has ended. What is removed, and the few records kept afterwards (such as payment history for tax and legal records), are listed in Section 8 of the Privacy Policy. We may suspend or terminate your access at any time, with or without notice, if we believe you have violated these Terms or to protect the Service or other users. Provisions that by their nature should survive termination will survive.
We may update these Terms from time to time. If we make material changes, we will update the date at the top of this page. Your continued use of the Service after changes take effect means you accept the revised Terms.
These Terms are governed by the laws of the Commonwealth of Virginia and applicable United States federal law, without regard to conflict-of-law rules. Subject to Section 14, any dispute not subject to arbitration will be resolved exclusively in the state or federal courts located in Virginia, and you consent to the personal jurisdiction of those courts.
Consumers in Europe. If you are a consumer resident in the European Union, the European Economic Area, the United Kingdom or Switzerland, this choice of law does not deprive you of the protection afforded by the mandatory provisions of the law of your country of residence, you may bring proceedings in the courts of that country, and Section 14 does not apply to you.
Please read this section carefully. It affects your legal rights, including your right to file a lawsuit in court and to have a jury trial.
Except for the matters described below, you and JagInsights LLC agree that any dispute, claim, or controversy arising out of or relating to these Terms or the Service will be resolved by final and binding individual arbitration, rather than in court. The arbitration will be administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules then in effect (available at adr.org), and may take place in Virginia or, at your election, by phone, video, or written submissions. Judgment on the award may be entered in any court of competent jurisdiction.
Class action and jury waiver. You and JagInsights LLC agree that each may bring claims against the other only in an individual capacity, and not as a plaintiff or class member in any purported class, collective, consolidated, or representative proceeding. The arbitrator may not consolidate more than one person's claims. You and JagInsights LLC each waive any right to a jury trial.
Exceptions. Either party may (a) bring an individual claim in small-claims court if it qualifies, and (b) seek injunctive or equitable relief in court to protect intellectual property or stop unauthorized access to the Service. This Section 14 does not apply to consumers resident in the European Union, the European Economic Area, the United Kingdom or Switzerland (Section 13).
Opt-out. You may opt out of this arbitration agreement within 30 days of first accepting these Terms by emailing [email protected] with your account email and a clear statement that you opt out of arbitration. Opting out does not affect any other part of these Terms.
We respect intellectual property rights. If you believe content on the Service infringes your copyright, send a notice with enough detail to identify the work and the material, your contact information, and a good-faith statement, to [email protected]. We may remove allegedly infringing material and may terminate repeat infringers.
You represent that you are not located in, and are not a national or resident of, any country or region subject to comprehensive U.S. sanctions, and that you are not on any U.S. government restricted-party list. You agree to use the Service only in compliance with all applicable export-control and sanctions laws.
Entire agreement. These Terms, together with the Privacy Policy, are the entire agreement between you and JagInsights LLC regarding the Service and supersede any prior agreements. Severability. If any provision is found unenforceable, the rest remains in effect, and the class-action waiver in Section 14 is not severable from the arbitration agreement, so if that waiver is unenforceable then Section 14 does not apply to the affected claim. No waiver. Our failure to enforce any provision is not a waiver of it. Assignment. You may not assign these Terms without our consent; we may assign them, including in connection with a merger, acquisition, or sale of assets. Force majeure. We are not liable for any delay or failure caused by events beyond our reasonable control. Electronic communications. You consent to receive communications from us electronically, and agreements delivered electronically satisfy any legal requirement that they be in writing. Headings. Section headings are for convenience only.
Questions about these Terms? Contact us at [email protected].
JagInsights LLC
8401 Mayland Dr, Ste A
Richmond, VA 23294
United States
Virginia SCC Entity ID 11984631. JagInsights LLC is not a broker-dealer, exchange, or investment adviser.